OurKhata is a private money ledger for couples and housemates. This page explains what we collect, why, where it lives, and what you can ask us to do with it.
What we collect
- Account details: your name, email address and password. Passwords are stored hashed, never in plain text.
- Financial data you enter or import: accounts, transactions, budgets, split items and your answers in the yearly plan.
- Waitlist details: the email address and optional note you send through the waitlist form.
- Basic server logs: IP address and user agent, used for security and rate limiting.
Where it is stored
Your data is stored on Railway infrastructure in the US East region (us-east4).
Transactional email from the app is sent through Resend. Mail to hello@ourkhata.online is forwarded through ImprovMX.
What we don't do
We don't sell your data, and we don't use it for advertising.
What a linked partner can see
Each household's accounts stay private. A linked partner sees only the Split items either household adds. They see your cash, debts and spending in the shared plan only if your household turns on "Show my numbers".
Demo accounts
Demo accounts are deleted after 24 hours. Demo accounts created by an administrator are deleted after 7 days.
Deleting your account
You can delete your account from settings, or by emailing hello@ourkhata.online. If your household has shared costs with a partner, the shared history stays available to that partner, so deleting those records is handled on request.
Backups
Backups are kept for up to 30 days.
Your rights
You can ask to access, correct or delete your personal information, under Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and similar laws.
Contact
Questions or requests: hello@ourkhata.online.